Andreia is a Mortgage Professional helping family all over Canada. She is passionate about helping people understand the banking system and the mortgage lending process in order to ensure they can make informed decisions with confidence.
- RESIDENTIAL MORTGAGES
- COMMERCIAL MORTGAGES
- CONSTRUCTION MORTGAGES
- FIRST TIME HOME BUYERS
- SECOND MORTGAGES
- ALTERNATIVE LENDING
Watch these educational videos to preparer yourself for homeownership
I was going through a divorce and the banks told me that it was impossible to get a mortgage on my own. Andreia found me a bank I was approved and I was able to keep my home for my kids. A few years later, Andreia guided me through a refinancing process where she helped to get some equity out to start my dream business. Now, I am living in the same house with my kids and I have an amazing successful business.
– Karmena Cjvetan – Vancouver – BC
As newcomers to Canada, the steps to get a mortgage can be very challenging. Since the beginning, Andreia educated us about the process, she made a plan for us, we worked together for a year and at the end we achieved our dream. We bought our first home and two years later we bought our 2nd property. We really appreciate her guidance.
– Ketan and Benna Chothani – Vancouver – BC
“Andreia helped us in the process of buying a house. She shared her knowledge and found a way to achieve our financial freedom. We are mortgage free today!”
– GULISTAN KARADEMIR – Vancouver – BC
I bought a townhouse, and Andreia helpedme toget a very competitive mortgage rate. She was with us every step of the way. We are very grateful.
– Nilesh Nayak – Vancouver – BC
I had the money for the down payment sitting on my RRSP’s but I didn’t know that if I used the whole amount I was going to lose money. I consulted other mortgage brokers and they all said the same thing. A friend referred me to Andreia and she analyzed my situation and found a strategy to help me. She referred me to an account and we fixed the RRSP’s problem and my wife and I were able to use all the money from our RRSP’s without any loss. “Andreia gave usthe confidence we needed to move forward and have our home.
– Satpal Judge – Surrey– BC
At the age of 20, we purchased our first home, it was very hard because of our age, we had everything, income-good credit- down payment from our own resources but it took Andreia a lot work to find a bank that was going to give us a mortgage. Four years later we are searching for our third property.
– Dominik & Kyle – Surrey – BC
I thought that I was never going to be able to get a mortgage after my divorce. A met Andreia, she prepared me, she guided me step by step, and I bought my first property here in Vancouver. It was an amazing financial and she empowered with possibilities.
– Grace Libardo – Vancouver – BC
I met Andreia in one of her volunteering classes where she teaches credit – budget – mortgage – etc. “I didn’t realize all the things that could affect my credit. Andreia empowered me with information, we met, she made a plan for me, I refinanced my mortgage with better rate and better contract. With the money that I borrowed against my house I will be able to live my dream of a new kitchen and increase the value of the house.
– Michele Venables – Mission – BC
Andreia has such a positive energy. She helped me through tough times, she was always there for me. I will be forever grateful for her services and for her friendship.
– Tinny Jones – Vancouver – BC
Educate yourself, information is power!
A residential mortgage is essentially a large loan designed to help the borrower purchase a house with the property in question put up as security.
Refinancing is done to allow a borrower to obtain a better interest rate, investment and lower the monthly payment.
A commercial mortgage is a mortgage loan secured by commercial property, such as an office building, shopping center, industrial warehouse, or apartment complex.
A construction mortgage is a loan borrowed to finance the construction of a home and typically only interest is paid during the construction period.
FIRST TIME HOME MORTGAGES
First-Time Home Buyers have 2 benefits, “Tax Credit” and PPT exemption.
A second mortgage is an additional loan taken out on a property that is already mortgaged.
Alternative lending is for clients that do not qualify for a traditional mortgage, due to income, credit, work status.